{"id":4758,"date":"2014-09-15T16:09:38","date_gmt":"2014-09-15T16:09:38","guid":{"rendered":"https:\/\/evssolutions.com\/dwolla-payment-processing\/"},"modified":"2023-04-19T18:55:00","modified_gmt":"2023-04-19T18:55:00","slug":"dwolla-payment-processing","status":"publish","type":"post","link":"https:\/\/evssolutions.com\/insights\/dwolla-payment-processing\/","title":{"rendered":"Dwolla Payment Processing"},"content":{"rendered":"<p>The <a href=\"http:\/\/www.sfgate.com\/cgi-bin\/article.cgi?f=\/g\/a\/2011\/11\/10\/businessinsiderthis-28-year-old-is-.DTL\">San Francisco Chronicle<\/a> had an article last week about a payment processing company called <a href=\"https:\/\/www.dwolla.com\/\">Dwolla<\/a>. Based out of Des Moines, Iowa, Dwolla enables a person to make a payment directly to a company or to another person all while avoiding processing fees associated with credit and debit card payments.<\/p>\n<p>We took a look at the platform, and upfront it seems like a convenient option. However, we question the real security of it. When we signed up for an account, it was relatively easy. We used Facebook Connect, so if a person has your identity authentication from using <a href=\"https:\/\/www.electronicverificationsystems.com\/Resources\/Blog\/Firesheep-is-Not-as-Bashful-as-it-Sounds.aspx\">Firesheep<\/a> they would be able to create an account for you.<\/p>\n<p>An email was sent to you, which you had to confirm before you could start accessing the information available through Facebook Connect, like finding your friends you would like to send a payment to.<\/p>\n<p>And you entered a 4-digit pin, which is required for you to enter when you make any changes to your account.<\/p>\n<p>We didnt add bank account information because we have a concern about the lack of dynamic <a href=\"https:\/\/www.electronicverificationsystems.com\/\">knowledge based authentication<\/a>. While we think its a very easy to use and convenient platform to use, we suggest they should add in different <a href=\"https:\/\/www.electronicverificationsystems.com\/solutions\/\">fraud prevention<\/a> measures. Or if they are available, to make them more visible on the site.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The San Francisco Chronicle had an article last week about a payment processing company called Dwolla. Based out of Des Moines, Iowa, Dwolla enables a person to make a payment directly to a company or to another person all while avoiding processing fees associated with credit and debit card payments.<\/p>\n","protected":false},"author":40,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-4758","post","type-post","status-publish","format-standard","hentry","category-fraud-prevention"],"acf":[],"_links":{"self":[{"href":"https:\/\/evssolutions.com\/wp-json\/wp\/v2\/posts\/4758","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/evssolutions.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/evssolutions.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/evssolutions.com\/wp-json\/wp\/v2\/users\/40"}],"replies":[{"embeddable":true,"href":"https:\/\/evssolutions.com\/wp-json\/wp\/v2\/comments?post=4758"}],"version-history":[{"count":0,"href":"https:\/\/evssolutions.com\/wp-json\/wp\/v2\/posts\/4758\/revisions"}],"wp:attachment":[{"href":"https:\/\/evssolutions.com\/wp-json\/wp\/v2\/media?parent=4758"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/evssolutions.com\/wp-json\/wp\/v2\/categories?post=4758"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/evssolutions.com\/wp-json\/wp\/v2\/tags?post=4758"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}