Comprehensive Chargeback Prevention

without sacrificing convenience or compliance.

Reduce chargebacks while driving revenue and growth

It’s almost impossible to be in any kind of business today without offering online payment options. And yet the enormous growth of e-commerce has brought with it much greater occurrence of fraud – and therefore a much greater need for quick, accurate credit card verification systems. Chargebacks are the most common type of e-commerce fraud, as well as one of the most expensive for retailers to battle. False declines of legitimate transactions are also costly and can lead to customer abandonment. Today’s customers want a frictionless online purchasing experience, but they also need to know their transactions are secure.

Seamless and Secure
AssurePay from EVS draws from multiple data sources to verify consumer credit card information with consumer data at the beginning of the payment process — instead of while the payment is held for processing – allowing you to accurately reduce both chargebacks and false declines while increasing consumer trust. And when you use AssurePay as part of our intuitive BlueAssure cloud platform, you’ll enjoy seamless API integration with your own products and services, so you can deliver fast, frictionless onboarding and transactions for your customers.

Completely Customizable
For businesses wanting a more robust chargeback and fraud prevention strategy, EVS offers a full suite of modular, intelligent products that can be layered, tailored and scaled to create a bespoke solution that meets your specific risk tolerance needs. EVS lets you layer compliance and fraud prevention solutions within our BlueAssure platform and easily adapt them to your business priorities with the industry’s most customizable controls.

Layers of Protection
EVS has helped finance, gaming, e-commerce, healthcare and education clients to create effective, multi-layered solutions specific to their industry needs – such as layering chargeback prevention products with age and identity verification tools for businesses in age-restricted commerce – all while providing a positive customer experience. Plus, EVS can alert you to indicators of potential fraud, such as a high-risk address or a social security number associated with an individual reported as deceased.

Simple and cost-effective
When used as a part of a comprehensive fraud prevention strategy, EVS can significantly simplify processes and reduce costs compared to competitive solutions. And with optional watch list screening fully integrated, EVS greatly simplifies know-your-customer (KYC), anti-money laundering (AML), and other regulatory compliance programs, so you can reduce chargebacks and false declines while increasing customer trust.

EVS’ chargeback prevention solutions check multiple data sources to verify a customer’s identity in a single transaction and identify high-risk individuals through fraud alerts, enabling you to perform due diligence, prevent fraud, drive revenue and maintain KYC compliance.

  •  SSN Verification
  • Residence Verification and History
  • High-Risk Alerts
  • Age Verification
  • Consumer Data-Match Profiling
  • Phone Verification
  • SMS / Programmatic Voice Authentication
  • Watch List Screening

Our full suite of modular, intelligent solutions are tailored to fit your existing policy with direct API integration, so you’ll never have to choose between convenience and compliance. By layering EVS products within the BlueAssure Platform, you can create bespoke fraud prevention solutions and set detailed thresholds using the industry’s most customizable controls. You can even make optimizations in real-time and see changes immediately reflected in your native applications using the BlueAssure API.

  • Cloud-based Platform
  • Frictionless API Integration
  • Intuitive Web Portal
  • Batch Transactions

Products

All related products EVS offers

AssurePay

Payment Verification and Chargeback Prevention

  • Credit card number verification (full number, BIN Number, or last 4)
  • Consumer data credit card verification (name, address, zip, phone number) 
  • Facilitate account creation 
  • Account Takeover prevention 
  • Proactive chargeback prevention 
  • Fraud Alerts

AssureID

Comprehensive Identity Verification in the U.S.

  • SSN Verification
  • Residence Verification and History
  • High-Risk Alert
  • Age Verification
  • Consumer Data-Match Profiling
  • Phone Verification
    (SMS / Programmatic Voice Authentication)
  • Watch List Screening

AssurePhone

Phone Verification using One-Time-Password (OTP)

  • Phone Verification
  • Owner Authentication
  • Phone Reputation 
  • SMS / Programmatic Voice Authentication
  • One-Time Passcode (OTP)
  • Works with Mobile, Landline and VoIP
EVS White logo
EVS uses 256-bit SSL encryption 100% of the time on every device.
EVS data is encrypted at rest.
EVS uses end point encryption for all data transfer.
AICPA
SOC 2 Type II Compliant
Ensuring the highest level of security

EVS’ suite of identity verification and compliance solutions is intentionally designed to ensure the protection and security of consumer data. Our reputable data sources verify the accuracy of the information, with end-point encryption and encryption at rest to ensure all consumer data is secure and protected. EVS systems and data centers are secure and audited for compliance.

Real Service
From Real People

When you choose EVS as your identity verification and compliance partner, you get really great service from real people. You’ll have direct access to a U.S.-based phone support center, hands-on product deployment and consultation, and guidance on integration. You’ll also receive up to 10 hours of direct consultation.

Schedule a Demo

Schedule a demo or request more information to see how EVS can meet and exceed your risk management requirements.